$1,049,800
21 Emerald Street, Kawartha Lakes, ON K9V 4R6
4 Beds
3 Baths
14 Parking
Waking Up on Sturgeon Lake - Every Single Day! Set along the tranquil shores of Sturgeon Lake, this exceptional waterfront property offers a rare combination of privacy, comfort, and year-round lakeside living on a large, mature lot with expansive water views. From the moment you enter, the lake takes centre stage. Oversized windows frame uninterrupted views throughout the main living and dining areas, while the four-season sunroom provides a seamless connection to the outdoors year-round. The focal point of the living room is a beautiful wood-burning fireplace, creating the perfect cozy atmosphere for winter nights at the lake. The kitchen offers generous cabinetry and functional workspace for everyday living and entertaining. The primary suite features beautiful lakeside views and a generously sized ensuite, while the guest suite offers a large semi-ensuite. The fully finished lower level offers exceptional flexibility with a separate entrance, second kitchen, walkout living area, additional bedrooms, full bathroom, propane fireplace, and ample storage. Ideal for extended family or multigenerational living, it provides versatility rarely found in waterfront homes. Outdoor living is equally impressive with multiple decks and patios, an armour stone shoreline, natural pebbly entry, and a cantilevered dock for easy lake access. The shoreline is naturally maintained with minimal weed growth, while the home's gentle natural slope and drainage add peace of mind. Beautiful sunset views complete the setting. Additional features include an insulated attached double garage, detached four-car garage, multiple storage sheds, oil forced-air heating, owned hot water tank, UV lake-intake filtration, water softener, and 200-amp electrical service. Located on a privately maintained year-round road in a quiet rural setting.True waterfront living with space, function, and lifestyle in balance.

Property Summary

Property Type Residential Freehold
Property Sub Type Detached
Transaction Type For Sale
Style Bungalow
Approximate Age 16-30
Bedrooms Above Grade 4
Bathrooms 3
Kitchens 2
Basement Finished with Walk-Out, Full, Separate Entrance
Exposure North
Possession TBD

Building

Building Type Detached
Square Footage 3500-5000
Exterior Brick
Foundation Poured Concrete
Roof Shingles
Heating Forced Air
Heat Source Oil
Cooling Central Air
Fireplace Yes

Measurements

Lot Size 95 x 200
Lot Size Area 22862.52
Lot Size Units Feet
Frontage 95
Depth 200
Total Living Area 3500-5000

Land

Address 21 Emerald Street, Kawartha Lakes, ON K9V 4R6
City Kawartha Lakes
Community Fenelon
County / Area Kawartha Lakes
Cross Street Emerald St. & Snug Harbour Rd.
Sewer Septic
Water Source Lake/River
Pool None
Parcel Number 632740062

Parking and Garage

Total Parking 14
Garage Spaces 6
Garage Type Attached

Taxes and Listing Info

List Price $1,049,800
Annual Taxes $8,947
Tax Year 2026
Status Active
Listing Date 2026-05-12T15:18:59Z
Updated 2026-05-25T15:19:06Z
MLS Number X13116588
Local Market Insight

What Buyers Should Know About 21 Emerald Street, Kawartha Lakes, ON K9V 4R6

This editorial summary helps buyers look beyond the headline price and review the neighbourhood, transit, schools, rental demand, long-term value, and due-diligence items that often matter before booking a showing or submitting an offer.

Neighbourhood Analysis

21 Emerald Street, Kawartha Lakes, ON K9V 4R6 is positioned in Fenelon, a part of Kawartha Lakes where buyers should compare the street setting, nearby amenities, daily travel routes, and surrounding housing stock. For a Bungalow, the strongest fit often depends on whether the location supports everyday routine as well as the numbers on paper.

School And Family Considerations

Families reviewing this Detached should confirm school boundaries directly with the local school boards before relying on listing notes. It is also worth checking walkability to parks, childcare, recreation centres, libraries, and community facilities because these details can influence both lifestyle value and future resale demand.

Transit And Access

The location should be assessed around commute patterns, access to Emerald St. & Snug Harbour Rd., public transit options, parking availability, and drive times to employment areas. A property with 14 parking and practical road access can appeal to buyers who need convenience without giving up neighbourhood quality.

Investment Potential

At $1,049,800, buyers should compare recent nearby sales, days on market, condition, lot utility, and the cost of future repairs or upgrades. The property shows 4 bedrooms, 3 bathrooms, basement details marked as Finished with Walk-Out, Full, Separate Entrance, and a lot size of 95 x 200, all of which can affect value.

Rental Demand

If this property is being reviewed as a rental or investment, demand should be measured by bedroom count, transit access, employment access, nearby schools, parking, and the condition of the unit or home. In Kawartha Lakes, rental appeal usually improves when a property is easy to maintain and simple for tenants to live in.

Local Attractions And Amenities

Buyers should look at grocery access, restaurants, trails, parks, shopping, medical services, and weekend amenities around Fenelon. These features do not always appear in the MLS data, but they can make a major difference in how the home feels after move-in and how future buyers compare it.

Builder, Condition, And Due Diligence

For resale homes, review renovations, permits, roof and mechanical age, exterior condition, inclusions, and rental items. For condo or newer properties, review building history, maintenance fees, reserve fund information, rules, amenities, and future cost exposure. A showing and document review should confirm anything not visible in the listing.

Nearby Infrastructure

Infrastructure matters because transit improvements, road projects, schools, parks, commercial growth, and employment nodes can change how an area performs over time. For 21 Emerald Street, Kawartha Lakes, ON K9V 4R6, buyers should check municipal plans, nearby construction, zoning context, and future projects that may affect enjoyment or resale value.

This section is informational only. Buyers should verify schools, measurements, rental rules, taxes, zoning, and property condition with the appropriate professionals before making a decision.

Listing data is provided through PropTx/MLS data services and is deemed reliable but not guaranteed. Listings are subject to change without notice.