Real Estate Calculators
Estimate monthly mortgage payments, CMHC insurance, Ontario and Toronto land transfer tax, and qualification room before you compare homes, condos, assignments, or investment properties.
Mortgage Payment Calculator
Estimate principal and interest, then add taxes, condo fees, and heating for a practical monthly carrying cost.
Estimate only. Final lender payment, insurance, taxes, and closing costs can differ.
CMHC Calculator
Estimate mortgage default insurance premium and Ontario PST on the premium.
CMHC estimates use common standard owner-occupied premium tiers. Confirm eligibility and exact premium with your lender or mortgage professional.
Land Transfer Tax Calculator
Estimate Ontario land transfer tax and Toronto municipal land transfer tax where applicable.
Toronto properties usually pay both Ontario and municipal land transfer tax. Rebates depend on eligibility and should be confirmed before closing.
Mortgage Qualification Calculator
Estimate buying room using income, debts, carrying costs, and a stress-tested interest rate.
This uses simple GDS/TDS planning ratios and is not a lender approval. Employment type, credit, property, appraisal, condo review, and lender policy matter.